Westcliff University understands that every student is unique, and as a result, every student’s financial aid package can be just as unique as the applicant.  Listed below are funding options currently available through the Title IV, Federal Student Aid programs. Not all financial aid packages are the same and financial aid is available to those who qualify. Students will need to complete and submit a FAFSA for Westcliff University to determine the financial aid package they are eligible for.





The Federal Pell Grant program provides a foundation of assistance to which other forms of aid may be added to. Eligibility of the Federal Pell Grant program is determined by a standard formula that is revised and approved every year by the federal government.  Unlike loans, grants do not have to be paid back under most circumstances. Congress sets the amount of Federal Pell Grant awards each year and is available for all eligible students. Students who transfer to Westcliff University during the academic year will have their eligibility determined on an individual basis. Students may not receive Federal Pell Grant funds from more than one school at a time

Pell Lifetime Eligibility Limit: Effective beginning with the 2012-2013 award year, the duration of a student’s eligibility to receive a Federal Pell Grant is 600% (6 full academic years). The calculation of the duration of a student’s eligibility will include all years of the student’s receipt of Federal Pell Grant funding. Once a student exhausted the full 600%, the student will no longer qualify for future eligibility in the Pell Grant program.

The maximum amount students are eligible for the 2019-2020 award year is $6,195.  The maximum amount students are eligible for the 2020-2021 award year is $6,345.



Federal Direct Loan Programs are administered by the Department of Education for qualified students. The Federal Direct Subsidized Stafford, Federal Direct Unsubsidized Stafford, and Federal Direct PLUS loans are available through this program.


Federal Direct Subsidized Stafford Loan

Subsidized Stafford Loans are available to students with financial need.  Students may borrow up to $3,500 for their first academic year at a fixed interest rate of 4.53%, which is established annually by the Department of Education. The interest is paid by the federal government while students are in college and six months after students cease their enrollment.  Regular payments begin six months after students cease enrollment, graduate, or fail to carry at least half the normal full time college workload.

Time Limitation on Direct Subsidized Loan Eligibility for First-Time Borrowers on or after July 1, 2013. There is a limit on the maximum period of time (measured in academic years) that a student can receive Direct Subsidized Loans. In general, a student may not receive Direct Subsidized Loans for more than 150% of the published length of the program. This is called “maximum eligibility period”.  The published length of any program of study is found in the Westcliff University Student catalog.

Maximum eligibility period is based on the published length of the current program a student is enrolled for.  As a result, a change in program may affect maximum eligibility. If Direct Subsidized Loans were received for one program and then a program change occurs, the Direct Subsidized Loans received for the earlier program will generally count against the new maximum eligibility period.


Federal Direct Unsubsidized Stafford Loan

Unsubsidized Stafford Loan programs are available for students to borrow for additional education costs.  Students can borrow up to $2,000 (Dependent) and up to $6,000 (Independent) for their first academic year as a combined total with the Federal Direct Subsidized Stafford Loan, at a fixed interest rate of 4.53%.  With the exception of demonstrating financial need, borrowers must meet all eligibility criteria of the regular Direct Federal Stafford Loan program.  Interest payments begin immediately after the loan is fully disbursed or may be added to the principal balance.  Repayments begin six months after students cease enrollment or fail to carry at least half the normal, full-time school workload.


Federal Direct PLUS Loans (Graduate or PLUS)

Federal Direct Parent Loans for dependent Undergraduate Students (PLUS) and graduate PLUS loans provide additional funds for creditworthy parents and graduate degree students to help pay for educational expenses.  The current interest rate for the PLUS loan is 7.08% and the repayment schedule differs. Please note the PLUS loan can be approved to cover up to the Cost Of Attendance minus any financial assistance a student receives.



The Supplemental Educational Opportunity Grant (SEOG) is one of the Campus Based Programs.  Westcliff University determines which students receive this grant based on students with the lowest Expected Family Contribution (EFC), starting with students with a “$0” EFC.

The maximum award for a full academic year in the SEOG program is $4000. The minimum amount is $100.  The amount of awards that Westcliff University may award depends in large part on the amount of funding allocated from the Federal Government for this program.

For the 2019-2020 award year, Westcliff University has determined that it will award each student in the amount of $200 per Academic Year. The SEOG award is given in two disbursements per Academic Year, and Westcliff University is required to provide a 25% non-federal share as a method to match each SEOG award.



The Federal Work Study Program is a financial aid program funded by the Federal Government and is intended to provide part-time employment opportunities for enrolled and eligible students who need additional financial resources to pursue a college education. Students must selected interested in FWS on FAFSA. Students must be awarded and accept FWS on their offer letter. Students must then submit a resume. They will then interview if selected and pass TB test as well as Live Scan testing. If student accepts the offered position, they must complete all tests before signing any documents. Before the student can begin working, they must complete all application documentation, including but not limited to Human Resources department, W4, I9, Student Hiring Agreement and other applicable documents. Any earnings in excess of your eligibility must be paid by your employer.




U.S Citizens and eligible non-citizens who wish to be considered for financial aid are required to complete the Free Application for Federal Student Aid made available every fiscal year October 1st. Prior to applying for FAFSA, you should obtain an FSA ID online at https://studentaid.ed.gov or www.fafsa.ed.gov. This username and password serves as your electronic signature and may be used to file your FAFSA, make corrections to your Student Aid Report (SAR), and monitor federal loans that you receive. If you are considered a dependent student, a parent should also request an FSA ID which can be used as their electronic signature on the FAFSA. The applicable parent’s tax information will be required.



Complete the FAFSA by going to www.fafsa.ed.gov. Make certain to indicate our school code of 042496 on the FAFSA.  If you have already completed a FAFSA, retrieve it and add our school code. Monitor your email for important notifications concerning your Student Aid Report.



Wait for a Financial Aid Officer to contact you to review your eligibility and begin the financial aid process.  You may also contact the financial aid office by emailing financialaid@westcliff.edu or by calling 949-825-5999.


As a condition of using federal student aid at Westcliff University, Westcliff is required to evaluate the academic progress of applicants for financial aid.

Undergraduate students- 2.0

Graduate students- 3.0

The pace required for a student to be considered meeting Sap is 150%. Students must complete their program within 150% of the published length.

This means:

Bachelor Level Students- 3.5 years

Master Level Students- 3 years

Doctor Level Students- 5 years


If a student does not meet SAP (in terms of GPA), they are placed on Academic Probation 1 for the following semester.

At the end of Academic Probation 1, if they still not meet SAP, they go on Academic Probation 2 for the following semester.

At the end of Academic Probation 2, if they fail to meet SAP, they are no longer eligible for federal student aid.

Students are able to complete a SAP appeal to request an Academic Probation Extension.


Special Circumstances:

Drops and Withdrawals- If a student withdraws from a course after the Add/Drop deadline, they will receive a “W” grade for the course, and will be included as attempted units in the SAP status calculation.



The U.S Department of Education requires selected students and parents to verify the data reported on the FAFSA application. This does not necessarily mean the FAFSA application has been completed incorrectly. If you are selected for the Verification process, you will need to submit the required documentation that the Office of Financial Aid requests from you. Please note federal aid will not be disbursed until all requested documents have been submitted and reviewed. Lastly, if the submitted documentation requires you to make corrections to FAFSA application and eligibility changes, your financial aid awards may be adjusted and reviewed with you subsequently.


Westcliff University’s Net Price Calculator is not to be confused with the federal application FAFSA.

The Net Price Calculator is a simple tool to estimate how much your family will need to contribute for one year at Westcliff University. You will be asked to provide personal information about your family as well as finances. The calculator also provides a good estimate, but is not a guarantee of financial aid. Please remember we do not store this personal information, it is used solely for estimate purposes.

To estimate your financial aid eligibility, we will take you to the following link:




The Family Educational Rights and Privacy Act (FERPA) is a federal law that protects the privacy of student education records. The law applies to all schools that receive funds under the applicable program of the U.S Department of Education.

FERPA gives parents certain rights with respect to their children’s education records. These rights transfer to the student when he or she reaches the age of 18 or attends a school beyond the high school level. Students to whom the rights have transferred are “eligible students”.

For detailed information regarding FERPA, please visit https://www2.ed.gov/policy/gen/guid/fpco/ferpa/index.html. You can also find student privacy information at https://studentprivacy.ed.gov/faq/who-parent



The following programs are eligible for funding through Federal Student Aid:

Bachelors in Business Administration (BBA)

Bachelor of Arts In Education (BAEd)

Masters in Business Administration (MBA)

Masters in Teaching English to Speakers of Other Languages (MA TESOL)

Master of Science in Information Technology (MSIT)

Master of Science in Computer Science (MSC)

Master of Science in Engineering Management (MSEM)

Graduate Organizational Leadership Certificate (GCOL)

Graduate Marketing Certificate (GCMK)

Graduate Executive Management Certificate (GCEM)

Graduate Business Administration Certificate (GCBA)

Doctorate of Business Administration (DBA)



Helpful Links:

Create an FSA ID

Complete a Free Application for Federal Student Aid

Complete online student Loan Entrance Counseling

Complete online Master Promissory Note

Complete online student loan Exit Counseling

Department of Education’s Federal Student Aid website

Find grant assistance in your state 

View your student loan and grant history on the National Student Loan Data System (NSLDS)


Helpful Videos:

How to Fill Out the FAFSA – Click Here

Overview of the Financial Aid Process – Click Here

Types of Federal Student Aid – Click Here

Myths About Federal Student Financial Aid – Click Here

How to Manage Your Student Loans – Click Here